Saturday, October 27, 2007

A Trading Proposition

I'm not sure why, but I find this to be very funny: (all of the following is an excerpt)

THIS APPEARED ON CRAIG’S LIST… I’m a beautiful (spectacularly beautiful) 25 year old girl. I’m articulate and classy… I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City… Are there any guys who make 500K or more on this board?... I dated a business man who makes average around 200–250. But that’s where I seem to hit a roadblock. 250,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right?... Here are my questions specifically:… What are you looking for in a mate? Be honest guys, you won’t hurt my feelings… Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village… How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY. Please hold your insults – I’m putting myself out there in an honest way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them – in looks, culture, sophistication, and keeping a nice home and hearth.

Well, she got an answer:

I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.

Firstly, I’m not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here’s how I see it.

Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold…hence the rub…marriage. It doesn’t make good business sense to "buy you" (which is what you’re asking) so I’d rather lease. In case you think I’m being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage… I hope this is helpful, and if you want to enter into some sort of lease, let me know.

Unstated but assumed in all of this is what philosopher D. C. Stove, in his book of the same name, would call a Darwinian Fairy Tale, the fairy tale here being that because there is a theoretical evolutionary basis for rich men to pursue beautiful women, they must in fact follow this course.